Banks County Public Records 06-24-09

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LISA DODD MARTIN and WALTER L. MARTIN to FULL SPECTRUM LENDING, INC. dated July 17, 2003, in the amount of $82,984.04, and recorded in Deed Book 223, Page 865, Banks County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2009, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that certain parcel of land situate in the Hollingsworth (1580th) G.M.D., County of Banks, State of Georgia, being known and designated as Tract 1, containing 1.38 acres, more or less; Tract 2-A, containing 1.63 acres, more or less, and Tract 3, containing 1.50 acres, more or less, on a Plat of Survey made by Max Lewallen, R.S., under date of June 4, 1980, revised under dated of April 11, 1981, a copy of said Plat being or record in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 11, Page 198.
Tax ID: 032/015
which has the property address of 799 Otis Brown Rd., Baldwin, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lisa Dodd Martin and Walter L. Martin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Lisa Dodd Martin and Walter L. Martin
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-12748 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN10,17,24,JU1B/1325-50)

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Notice of Sale
Advertisement of
Sale Under Power of Sale
in Deed to Secure Debt
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the “Security Deed”) from ALVIN GARY to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia), dated February 2, 2006 and recorded on February 6, 2006, in Deed Book 275, Page 241, records of Banks County, Georgia. This Security Deed secures a Note dated March 27, 2008 in the original principal amount of $178,250.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 25.744 acres, more or less, designated as Tract No. 2 on a plat of survey prepared for Susan Moore and Jerry Mealor by Barry D. Lord, Registered Surveyor, dated November 6, 2000, recorded in Plat Book C, Page 124, in the Office of the Clerk of Superior Court of Banks County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Alvin Gary and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Alvin Gary.
NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia) As Attorney-in-fact for: Alvin Gary
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(JN10,17,24,JU1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from KEITH M. STONE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated September 8, 2005, recorded September 22, 2005, in Deed Book 266, Pages 95-111, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND TWO HUNDRED AND 00/100 DOLLARS ($131,200.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, INC. Alternative Loan Trust 2005-63 Mortgage Pass- Through Certificates Series 2005-63, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, all property described in said Security Deed including but not limited to the following described property:
Tract A: all that tract or parcel of land lying and being in the 207 G.M.D., Banks County, Georgia, containing 14.01 acres, more or less, bounded now or formerly as follows: north by lands of Curtis Ledford; east by lands of James Rylee; south by Sims Bridge Road and by lands of Jewell Sparks; and, west by lands of Edward and Carol Bliss and by Sims Bridge Road. Said tract of land being more particularly described according to a plat prepared by Eddie A. Borders, surveyor, dated December 10, 1979; which plat is recorded in Plat Book 7, Page 264, in the Office of the Clerk of Superior Court of Banks County, Georgia. For a more detailed description to said tract, reference is hereby made to said plat as records. Tract B: all that tract or parcel of land lying and being in the 207 G.M.D., Banks County, Georgia, containing 1.69 acres, more or less, and being more particularly described as per plat of survey prepared by Eddie a. Borders, surveyor, dated April 23, 1981; which plat is recorded in Plat Book 9, Page 90, in the office of the Clerk of Superior Court of Banks County, Georgia. For a more detailed description to said tract, reference is hereby made to said plat as records. Less and except: all that tract or parcel of land lying and being in the 207 G.M.D., Banks County, Georgia, containing .84 acres, more or less, bounded now or formerly as follows: north by lands of Robert Brown; east by lands of James Rylee; south by lands of Jewell Sparks and by Sims Bridge Road; and, west by lands of Robert Brown and by Sims Bridge Road. Said Tract of land being more particularly described according to a plat prepared by Eddie A. Borders, surveyor, dated April 23, 1981; which plat is recorded in Plat Book 9, Page 90, in the office of the Clerk of Superior Court of Banks County, Georgia. For a more detailed description to said tract, reference is hereby made to said plat as records.
Said property is commonly known as 367 Sims Bridge Road, Commerce, GA 30530.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Keith M. Stone, Keith M. Stone, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-63 MORTGAGE PASS- THROUGH CERTIFICATES SERIES 2005-63 as Attorney in Fact for KEITH M. STONE
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. 09-06346-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(JN10,17,24,JU1B/18915-90)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by GEORGE D. O’KELLEY, JR. to JERRY HELLUMS, dated February 23, 2007, recorded in Deed Book 300, Pages 352-355, Banks County, Georgia Records, conveying the after-described property to secure a Note, in the original principal amount of $132,000.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 465th District, G.M., City of Maysville, Banks County, Georgia, shown as Lot 5, containing 0.459 acres, more or less, as shown on that plat and survey prepared by Roy A. Terrell, Registered Surveyor, dated August 14, 1986, and recorded in Plat Book 20, Page 51, Banks County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property. Subject to existing easements for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
As required by § 44-14-162.2 (a) of the Official Code of Georgia Annotated, you are hereby notified that the individual who has full authority to negotiate, amend and modify all terms of the mortgage instrument referred above is Jerry Hellums of 515 Fieldcrest Drive, Statham, GA 30666. He can be reached at telephone number 770-307-6834.
To the best knowledge and belief of the undersigned, the party in possession of the property is George D. O’Kelley, Jr., or a tenant or tenants, and said property is more commonly known as 116 Lillie Lane, Maysville, Georgia 30553. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Jerry Hellums as Attorney in Fact for George D. O’Kelley, Jr.
Samuel L. Chesnutt as Attorney at Law for Jerry Hellums
Strickland, Chesnutt & Lindsay, LLP
650 Oglethorpe Avenue, Suite 1
Athens, Georgia 30606
Our file no. A09-203-O
(JN10,17,24,JU1B/887-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LARRY LEE MANGUM to FIRSTCITY BANK dated September 23, 2008, in the amount of $100,671.00, and recorded in Deed Book 331, Page 622 Loan Mod - 11/11/08, Bk: 332, Page 588, Banks County, Georgia Records, as last transferred to Taylor, Bean & Whitaker Mortgage Corporation by assignment, the undersigned, Taylor, Bean & Whitaker Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2009, during the legal hours of sale, at the Courthouse door in Banks County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 207th (Davids) GMD, Banks County, Georgia, being known and designated as Lot 9, Hebron Oaks Subdivision, containing 1.083 acres, more or less, and being more particularly described according to a Plat of Survey prepared by Land Surveying Services, Inc., dated June 23, 1989, recorded in Plat Book 15, Page 5, Banks County records and incorporated herein, being a portion of the property conveyed by Deed recorded in Deed Book 50, Page 491, said records.
Together with the Mobile Home therein which has been affixed to the above described Real Estate with the intent that it become part of the Real Estate conveyed hereby.
which has the property address of 279 Hebron Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Larry Lee Mangum and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Taylor, Bean & Whitaker Mortgage Corporation Attorney in Fact for Larry Lee Mangum
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-06139 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN10,17,24,JU1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Banks County
State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from PLAN SOUTH, INC. (“Grantor”) to SECURITY BANK OF GWINNETT COUNTY, SUCCESSOR OF HOMESTEAD BANK (“Grantee”), Dated December 22, 2005, Filed December 28, 2005, recorded in Deed Book 273, Page 153, Banks County, Georgia Records, as modified in Deed Book 298, Page 250, and in Deed Book 321, Page 766, aforesaid records, said Security Deed being given to secure Notes of even date in the original principal amount of $584,018.09, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in July 2009, the following described real property:
Legal Description:
Tract 1:
All that tract or parcel of land lying and being in the 208th G.M.D. of Banks County, Georgia and being more particularly described as follows:
Commencing at the southerly 80 foot right-of-way of East Ridgeway Road and the Westerly right-of-way of Steven B. Tanger Boulevard (right-of-way varies); THENCE along said southerly right-of-way of East Ridgeway Road North 77 degrees 16 minutes 49 seconds West for a distance of 357.68 feet to a point, said point being a 1/2-inch rebar pin set; THENCE leaving said right-of-way of East Ridgeway Road South 38 degrees 01 minutes 25 seconds West for a distance of 192.56 feet to a point, said point being a 1/2-inch rebar pin set and THE TRUE POINT OF BEGINNING;
THENCE South 54 degrees 06 minutes 27 seconds East for a distance of 258.22 feet to a point, said point being a 1/2-inch rebar pin set; THENCE South 38 degrees 01 minutes 25 seconds West for a distance of 202.16 feet to a point, said point being a 1/2-inch rebar pin set; THENCE North 51 degrees 58 minutes 35 seconds West for a distance of 216.54 feet to a point, said point being a 1/2-inch rebar pin set; THENCE North 06 degrees 58 minutes 35 seconds West for a distance of 58.69 feet to a point, said point being a 1/2-inch rebar pin set; THENCE North 38 degrees 01 minutes 25 seconds East for a distance of 151.06 feet to a point, said point being a 1/2-inch rebar pin set and THE TRUE POINT OF BEGINNING. Said property contains 1.1493 acres more or less.
Tract 2:
All that tract or parcel of land lying and being in the 208th G.M.D. of Banks County, Georgia and being more particularly described as follows:
Commencing at the southerly 80 foot right-of-way of East Ridgeway Road and the Westerly right-of-way of Steven B. Tanger Boulevard (right-of-way varies); THENCE along said southerly right-of-way of East Ridgeway Road North 77 degrees 16 minutes 49 seconds West for a distance of 175.86 feet to a point, said point being a P.K. nail found and THE TRUE POINT OF BEGINNING;
THENCE leaving said right-of-way of East Ridgeway Road South 12 degrees 43 minutes 11 seconds West for a distance of 62.50 feet to a point, said point being a nail set in asphalt; THENCE North 80 degrees 14 minutes 55 seconds West for a distance of 48.93 feet to a point, said point being a 1/2 -inch rebar pin set; THENCE South 09 degrees 45 minutes 05 seconds West for a distance of 128.72 feet to a point, said point being a 1/2 -inch rebar pin set; THENCE South 01 degrees 26 minutes 04 seconds East for a distance of 77.23 feet to a point, said point being a 5/8-inch rebar pin found; THENCE South 38 degrees 01 minutes 25 seconds West for a distance of 8.00 feet to a point, said point being a 1/2-inch rebar pin set; THENCE North 54 degrees 06 minutes 27 seconds West for a distance of 258.22 feet to a point, said point being a 1/2-inch rebar pin set; THENCE North 38 degrees 01 minutes 25 seconds East for a distance of 192.56 feet to a point, said point being a 1/2-inch rebar pin set on the Southerly right-of-way of East Ridgeway Road (80’ R/W); THENCE along said right-of-way of East Ridgeway Road South 77 degrees 16 minutes 49 seconds East for a distance of 181.82 feet to a point, said point being a P.K. nail found and THE TRUE POINT OF BEGINNING; Said property contains 1.0341 acres more or less.
Said tracts shown as Outlot 1 and Outlot 2, respectively, by that certain ALTA/ACSM Land Title Survey for PlanSouth, Inc., Home Depot U.S.A., Inc. and Fidelity National Title Insurance Company dated August 24, 2005 with a seal dated December 6, 2005 by Mark Veal, RLS, Anthony Mark Veal, Registered Land Surveyor Number 2651, Job No. 05058, being the survey recorded at Plat Book F, Page 26 in the records of the Superior Court of Banks County, Georgia.
Subject to all other easements, restrictions, reservations and rights-of-way of record, if any.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Plan South, Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett County as Attorney-in-Fact for Plan South, Inc.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
706-654-1654
(JN10,17,24,JU1P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Banks County
Because of the default of the debtor on the obligations and terms of the indebtedness secured by a Deed to Secure Debt executed by TIMOTHY M. BROOKS to FIRST PIEDMONT BANK, dated August 3, 2007, in the original principal amount of ONE HUNDRED SEVENTY THOUSAND FOUR HUNDRED AND NO/100 ($170,400.00) DOLLARS, and recorded in Deed Book 311, Pages 139-143, of the records of the Clerk of the Superior Court of Banks County, Georgia, the undersigned, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in July, 2009, during the legal hours of sale at the Courthouse door in Banks County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.772 acres, more or less, designated as Lot 6, on a final plat of survey for Athenas Way Subdivision prepared by Ingram, Lord & Associates, Registered Surveyor, dated August 24, 2005, recorded in Plat Book F, page 18, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Also a 60 foot ingress-egress easement along Walker Way Lane as more particularly shown on plat of survey referenced herein above.
Which has the property address of Lot 6, Athenas Way Subdivision, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property, including but not limited to delinquent charges for water, sewer and sanitation services. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of Timothy M. Brooks and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
First Piedmont Bank As Attorney in Fact for Timothy M. Brooks
Wayne D. McLocklin
McLocklin, Murphy & Dishman, LLP
Attorneys for First Piedmont Bank
149 W. Athens Street
P. O. Box 766
Winder, Georgia 30680
(770) 867-7446
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN10,17,24,JU1P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Banks County
Because of the default of the debtor on the obligations and terms of the indebtedness secured by a Deed to Secure Debt executed by TIMOTHY M. BROOKS to FIRST PIEDMONT BANK, dated August 3, 2007, in the original principal amount of ONE HUNDRED EIGHTY-EIGHT THOUSAND EIGHT HUNDRED AND NO/100 ($188,800.00) DOLLARS, and recorded in Deed Book 311, Pages 144-148, of the records of the Clerk of the Superior Court of Banks County, Georgia, the undersigned, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in July, 2009, during the legal hours of sale at the Courthouse door in Banks County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 1.00 acres, more or less, designated as Lot 4, on a plat of survey entitled “Old Waverly Plantation, Phase One”, prepared by Patton-Boyer, Inc., Registered Surveyor, dated April 20, 2007, recorded in Plat Book G, page 5, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Which has the property address of Lot 4, Old Waverly Plantation, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property, including but not limited to delinquent charges for water, sewer and sanitation services. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of Timothy M. Brooks and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
First Piedmont Bank As Attorney in Fact for Timothy M. Brooks
Wayne D. McLocklin
McLocklin, Murphy & Dishman, LLP
Attorneys for First Piedmont Bank
149 W. Athens Street
P. O. Box 766
Winder, Georgia 30680
(770) 867-7446
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN10,18,24,JU1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM M. EDWARDS to WELLS FARGO HOME MORTGAGE, INC., dated March 5, 2003, recorded in Deed Book 207, Page 537, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-TWO THOUSAND AND 0/100 DOLLARS ($72,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William M. Edwards, Jr. or a tenant or tenants and said property is more commonly known as 383 Loggins Road, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, Na. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for William M. Edwards
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sk5 7/7/09
Our file no. 51301009-FT7
EXHIBIT A
That tract or parcel of land lying and being in the 465th GMD of Banks County, Georgia, being designated as Lot 10B containing 2.00 acres, more or less, as shown on a plat of survey for Eugene Montgomery dated February 5, 1986, revised April 24, 1986, further revised April 7, 1989, and recorded in Plat Book 14, Page 129, Banks County Records; said plat being incorporated herein by reference for a more complete description of the property.
Also conveyed herewith is a non-exclusive right of ingress and egress along the property designated as a sixty (60’) foot right-of-way shown on said plat of survey.
Together with a 2003 Horton HS01, 20 x 60 manufactured home, Serial Number H178948GL&R which is attached to and made a part of the real property.
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JULIAN D. SAYLORS and LORIE ANN SAYLORS to WELLS FARGO HOME MORTGAGE INC., dated July 31, 2000, recorded in Deed Book 160, Page 212, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($104,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Julian D. Saylors and Lorie Ann Saylors and aka Julian David Saylors or a tenant or tenants and said property is more commonly known as 242 Trout Lane, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, Na. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Julian D. Saylors and Lorie Ann Saylors
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sk5 7/7/09
Our file no. 51471209-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 208 and 465 G.M.D., Bank County, Georgia, designated as Lots 13 and 14 as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated August 7, 1987, recorded in Plat Book 13, Page 30, Banks County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 158, Page 737, said records.
Also conveyed herewith is a Palm Harbor Homes, Inc. 76F1 PH 233906, which is permanently attached to and made a part of the real property.
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by HOYT TERRY TANNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, dated June 20, 2006, and recorded in Deed Book 284, Page 349, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Structured Asset Securities Corporation, Series 2004-GEL1, by Assignment securing a Note in the original principal amount of $270,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 7, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being all of Lot 13, Block 1, Unit 1, Proverbs Subdivision located in Poplar Springs, G.M.D. Banks County, GA as more fully shown on survey for Wendell L. Pepper and Sarah L. Pepper dated December 2, 1986, prepared by B. Keith Rochester and Associates, Reg. Sur., and being recorded in the Clerk’s Office of the Superior Court of Banks County, GA in Plat Book 12, Page 70, Said plat and the record thereof are herein incorporated for a full and complete legal description.
Together with a non-exclusive easement for purposes of vehicular and pedestrian ingress and egress from Garrison Shoal County Road to subject property along right of way show on the above referenced plat. Provided however that part of Lot No. 13 which is located in the right of way of Ashley Brook Drive (60’ right of way) is excluded from this conveyance. The subdivision survey is recorded in Plat Book 7, page 229, Banks County Records and also incorporated herein by reference.
Said property is known as 312 Ashley Brooke Dr, Lula, GA 30554, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Hoyt Terry Tanner, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Hoyt Terry Tanner, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for Structured Asset Securities Corporation, Series 2004-GEL1 as Attorney-in-Fact for Hoyt Terry Tanner
File no. 09-013708
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JN10,17,24,JU1B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JONATHAN K. PARSONS and AMANDA M. ROMERO to WELLS FARGO HOME MORTGAGE, INC. dated February 8, 2002, and recorded in Deed Book 187, Page 87, Banks County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $76,794.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 7, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and being that 2.00 acres, more or less, designated as Tract 4 on a plat of survey prepared for Charles Bakunas by David L. Ringo, Sr., Registered Surveyor, dated February 24, 1999, recorded at Plat Book 24, Page 6, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to a 20 foot perpetual non-exclusive easement for ingress and egress as more particularly described in that Warranty Deed recorded at Deed Book 161, Page 443, Banks County, Georgia Records.
Said property is known as 292 Borders Road, Commerce, GA 30530, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Jonathan K. Parsons and Amanda M. Romero, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jonathan K. Parsons and Amanda M. Romero, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Jonathan K. Parsons and Amanda M. Romero
File no. 09-011260
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770)220-2535/AB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JN10,17,24,JU1B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from DAVID J. WILLIAMS to BANK OF AMERICA, N.A., dated December 31, 1999, recorded January 19, 2000, in Deed Book 152, Page 732, Banks County, Georgia Records, said Security Deed being given to secure a Note from DAVID J. WILLIAMS of even date in the original principal amount of ONE HUNDRED ONE THOUSAND THREE HUNDRED THIRTY EIGHT AND 00/100 ($101,338.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
All that tract or parcel of land lying and being in the 207th District G.M. Banks County, Georgia, containing 18.76 acres, more or less, as fully shown on a plat of survey by Baker & Lester, R.L.S., dated 01/21/1983 and recorded in Plat Book 9, Page 100, in the Office of the Clerk of Superior Court for Banks County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is DAVID J. WILLIAMS or a tenant or tenants.
BANK OF AMERICA, N.A.,
as attorney in Fact for DAVID J. WILLIAMS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 6970A-01008
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN10,17,24,JU2B/16022-50T1P)